Income cover

Medical aid covers the doctor and hospital bills when you get sick, but how would you pay the premiums if you were too ill to work and earn an income?

Many people make sure they have medical aid and gap cover to pay their medical bills if they get sick. However, they often don’t consider the bigger financial impact of not being able to work due to injury or illness.

Even a short interruption can have devastating consequences to your finances and most Disability and Dreaded Disease products don’t cover for temporary interruptions in income but only for permanent and catastrophic eventualities.

That’s why it’s important, at this time of year, when you’re reviewing your medical aid, to remember the importance of income cover.

At FMI, we believe a person’s greatest asset is their ability to earn a monthly income, and there is no better way to protect this than with an insurance product that offers a combination of lump sum and monthly income benefits for long term or temporary disability, critical illness and death.