Most investment plans, such as your Retirement Annuity (RA) or company provident fund, are designed to provide you with an income for your retirement years. Insurance benefits for Life serve a similar need as they’re designed to protect your ability to earn that income in the first place.
Explore our income and lump sum benefits per accident claim
Disability CoverIncome Benefits
Long and short term. Replace 100% of your monthly income in the event of any injury or illness.Lump Sum Benefits
Provides for once-off expenses associated with adjusting to and living with a disability.
Critical Illness CoverIncome Benefits
Replaces 130% of your income, allowing for extra monthly expenses that come from coping with a critical illness.Lump Sum Benefits
Provides for extra expenses that come with treating a critical illness.
Life CoverIncome Benefits
Pays your dependants an income if you pass away.Lump Sum Benefits
Settles your debts and provides for any immediate expenses that your loved ones may face, such as estate duty or the cost of a funeral.
10 Reasons to work with FMI
#1 100% income protection
Protect 100% of your clients’ income against the risks of disability, critical illness or death and select from a choice of lump sum benefits to allow for any additional expenses.
#2 Committed to paying claims
We offer the most comprehensive claims criteria in the market which is backed by a track record of claims excellence to give you and your clients peace of mind.
#3 Unique sales opportunities
Benefits such as Critical Illness Income and Life Income allow you to structure solutions to a unique set of sales opportunities for your clients.
#4 Flexible service model
Select the service model that suits you best – a face to face or telephonic relationship with an FMI business developer.
#5 Less paperwork and risk
Our tele-underwriting removes paperwork and non-disclosure risk for you.
#6 Simple online applications
You can use our digital application process online – no paperwork required.
#7 Professional personal service
We believe in personal service – you have access to chat to a professional, friendly underwriter or claims assessor.
#8 Dedicated support
One point of contact through a dedicated Business Support Consultant - personalised support for all your servicing requirements.
#9 Track your commission
Commission is paid quickly and everything is trackable on your adviser dashboard or mobile app.
#10 Tailored client solution
Our product is modular and flexible allowing you to tailor a solution to each of your clients’ with our unique benefits.
How does FMI make life better for your clients?
Simplifies planning and
Our HouseView approach to risk
cover is more efficient, saving your
clients money on premiums
Shorter waiting periods
and longer retirement ages
We cover an extensive range
of occupations - many of which can’t
get cover with other insures
Quick and hassle-free,