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FMI Ltd is an Authorised Financial Services Provider FSP 2717

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FMI in June 2009?

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Did you know?

FMI has recently introduced

tele-underwriting. Visit

http://www.fmi.co.za/products.aspx to download our new application forms.

There are currently in the region of 2.8 million small businesses operating in our country and contributing to the South African economy. FMI believes that this market segment is the life blood of our economy and as such income protection is key to ensuring the survival of small businesses and the economy alike.

 

FMI is of the opinion that this segment of the economy would benefit the most from income protection and the security it provides for the following reasons:

 

1.          This type of business owner won’t put his company, staff              and family at risk during a time of incapacitation.

The global financial market crisis has left us feeling the strain on our personal cashflow. A shortage of credit and higher food prices has made us re-examine our monthly expenses. Any business owner should be conscious of these facts and want to ensure business continuity to preserve his or her lifestyle.

 

2.          Income protection is vital to the financial security of the              business as well as the business owner.

As well as personal income, the business owner requires cover for certain business overheads that the business will continue to incur even during the incapacitation of the owner. This includes staff salaries and other running costs which still require payment during a time of uncertainty.

 

3.          No work equates to no income for these individuals.

FMI believes that, when compared to salaried employees, self employed individuals carry a greater risk of not being able to sustain their income should they become disabled. This type of business is highly reliant on the daily input of the business owner.

 

FMI offers cover for the business owner which can also be extended to staff to ensure comprehensive cover for the business as a whole. As our economy is hugely dependent on small business, FMI provides a solution to protect and meet this market’s needs. When you think self employed, think FMI.

 

Want to know more? Visit www.fmi.co.za, call our Financial Adviser Distribution team on 0860 10 52 08 or email sales@fmi.co.za.