A temporary disability has the power to have a permanent impact on your income, family's livelihood and your business. Which is why we insist that this benefit is compulsory. Temporary Income Protector provides a monthly income of up to R150 000 per month for up to 24 months when you are unable work in your own occupation due to an injury or illness.

This optional benefit will provide your nominated beneficiaries with your monthly Temporary Income Protection benefit for 6 months following your death to provide financial stability for your dependants.

This optional benefit is designed to work in conjunction with the Temporary Income Protector benefit, providing extended cover to age 70, should you permanently be unable to work. Cover is available up to R150 000 per month.

To help ensure your business survival, this optional benefit covers a list of business expenses up to R150 000 per month should you become disabled.

Designed to dovetail with your Temporary Income Protection benefit, this optional benefit pays out a lump sum of up to R7 500 000 in the event of a permanent disability. When combined with the Permanent Income Protector benefit, this provides an unbeatable holistic disability solution.

Download our Business Person Elect Product Brochure

Kry ons BPE Produk Brosjure

Download our Business Person Elect Product Summary

Kry ons Business Person Elect Produkbesonderhede

Download our Business Person Elect Application Form

A temporary disability has the power to have a permanent impact on your income, family's livelihood and your business. This is why we insist that this benefit is compulsory and core to any disability portfolio.

Temporary Income Protector provides a regular, monthly income of up to R25 000 per month for up to 24 months when you are unable work in your own occupation due to an injury or illness. This benefit is underwriting free.

This optional benefit will provide your nominated beneficiaries with your monthly Temporary Income Protection benefit for 6 months following your death to provide financial stability for your dependents.

Download our Express Income Product Brochure - Financial Adviser

Kry ons Express Income Finansiële Adviseur Brosjure

Download our Express Income Summary

Kry ons Express Income Produkbesonderhede

Download our Express Income Application Form

Download our Express Income Client Brochure

Kry ons Express Income Kliënt Brosjure

This benefit is payable to you, the employer, during the time that an employee is temporarily disabled and unable to perform their duties. Following an accident or illness, this benefit will pay the lesser of R25 000 or 100% of salary for a maximum period of 12 or 24 months, subject to a waiting period of 1 month.

Life cover ensures that, in the event of death, an employee’s family is financially able to maintain their standard of living. This benefit offers cover to an employee up to a maximum of 4 times gross annual income or R300 000, which ever is the lesser amount.

This benefit is designed to assist employees by providing a lump sum payout upon diagnosis of a listed dread disease up to the lesser of R200 000 or 3 times annual salary.

This benefit pays out a lump sum to employees should they become permanently totally disabled and unable to fulfil their duties. Cover can be selected up to a maximum of R200 000 or 3 times annual salary, whichever is the lesser amount.

Funeral cover is designed to provide for the costs associated with the funeral of an employee or an employee’s loved one. Members can cover up to 6 extended family members on this benefit. Cover can be selected up to R15 000 for the employee and their spouse.

This cover ensures that if an employee passes away in an accident there is a lump sum payout of R15 000 to nominated beneficiaries to help cover costs that arise from their death.

Funeral cover is designed to provide for the costs associated with the funeral of an employee or an employee’s loved one. Members can cover up to 6 extended family members on this benefit. Cover can be selected up to R15 000 for the employee and their spouse.

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