FMI took over and sorted
everything out for me.
It was such a relief!

When one is commission driven and you find yourself in a position not able to
earn money, it is problems, financial problems. FMI stepped in and sorted out
all the necessary doctor's reports and paperwork for me. They were fantastic!

Brian Jacobs, Financial Adviser
Cape Town, Back Operation 2010

Who can survive for 7 months
without income?
I did thanks to FMI!

I had an allergic reaction to the medication I was on for my heart arrhythmia,
which landed me up in ICU. I had a pacemaker put in which didn't go
smoothly either so all in all I was off work for 7 months! FMI were with me
every step of the way, like a helping hand. They were marvellous!

Chris Gilfillan
Owner of Freaky Fast Foods
Heart Arrhythmia 2010

FMI literally saved the day.
And my business!

The last thing any person wants on their mind when they are
lying in a hospital bed with a broken back is the thought, will my
company survive this, and even if I do recover, what will this
accident do to my business? This is where FMI stepped in. I just
can't imagine what life would be like now if I hadn't had my
Income Protection cover when I needed it most.

Warren Boettger
Owner of Bakkies for Africa
Back Injury 2010

I recommend FMI to my
clients because they saved
my business. Twice.

For both my back op and my knee replacement surgery I was incapacitated
and unable to work for six weeks. Had I not had Income Protection this
would have been disastrous. FMI paid me out for the full six weeks, in both
instances, and allowed me to take the time I needed to heal physically.

Steve Tearnan, Certified Financial Planner and owner of
Steve Tearnan Financial Planning Services - Kloof, Durban
Back Operation 2006
Knee Replacement Surgery 2007

If I didn't have my FMI Income
Protection policy I would probably
have had another heart attack!

I had a heart attack brought on by stress and was unable to work for
a period of time. My claim was paid within a short space of time and
FMI was really there for me when I needed them most.

Dan Dhanasar
ABSA Financial Adviser
Amanzimtoti - Durban
Heart Attack 2009

I certainly didn't need any
additional stress and FMI asked
no questions, just efficiently
dealt with my claim.

Depression and anxiety caused through work stress building up over time landed
me in hospital and off work for 5 weeks. FMI didn't ask any questions and I didn't
have to do anything more than filling in some forms. I was very pleased.

Gavin Wyngaard
Member of Engineering Sales
Depression & Anxiety

FMI provided me with an income
when I couldn't earn one myself!

I had to undergo knee replacement surgery and my doctor booked me off work for
6 weeks. FMI pro-actively managed the claim process and paid the money for the
full period into my account. A lot of my clients over the years have had many good
stories to tell when it comes to FMI. They really did meet my expectations!

Gideon Rupping
Financial Adviser and owner of
Rupping Financial Services
Knee Replacement

FMI was the only income
protection policy that
offered a maternity benefit.

Kerry-Lee Galliard
Speech and Language Therapist
Maternity Benefit 2010

I really don't know
what I would have
done without FMI.

Sebolelo Mapoti
ABSA Financial Adviser
Maternity Benefit 2010