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What are your

#Retirement goals?

We all have dreams for our retirement years...

Whether it is relaxing at home or cruising the world on a luxury yacht – you want the comfort and independence that comes from knowing you have adequately provided for yourself and your spouse. To ensure this, you probably have a carefully structured retirement plan and the discipline to make the monthly contributions.


But, what would happen if you got sick or injured and couldn’t earn an income – even for just a few months? Not only is income protection imperative for you and your family if something were to happen now, but a break in your income earnings could also have disastrous effects to your retirement plans.

Why Income Protection should be part of your retirement planning

Try our Retirement Calculator! Just 5 quick questions to answer
  • My current age is:
  • My current monthly gross salary is: R
  • I am expecting the percentage of my salary to increase annually by: %
  • The current percentage of my salary that I save towards retirement is: %
  • The amount that I have saved so far towards my retirement is: R

It’s stories like these that inspire us to keep improving.
Watch some of our client stories here:

Donald Jarratt runs and owns Austral marine in Durban, where he crafts and builds angler boats. Donald is still so passionate about his business at the age of 70. Like many people these days, he doesn’t want to retire and will work for as long as he can.
Kendyl Mcpherson is a self-employed make-up artist with a bright future ahead of her. As an FMI policyholder with a recent injury claim, she knows how important income protection is. Kendyl breathes a sigh of utter relief as she tells us she doesn't know what she would have done without
her cover.
Rachel Liebetrau, senior marketing manager. Rachel supports her family of four since her husband has undertaken to study again so she really Rachel understands the value of having provision in place for her income.

Are you a financial adviser?

We are passionate about informing both individuals and advisers on how our FMI benefits are catered to best suit real needs, of real people.

Use these brochures to share with clients or inform your own income protection plans.

Income protection is the glue that
holds your retirement plan together
Choosing the right income
protection for you

Additional support material

How will we assess your Temporary Income Protector & Business Overhead Protector claims?

FMI Individual Brochure

Income Protection and Retirement Planning presentation